Friday, August 28, 2015

BTS on a Budget: Trendy and cheap fashion

You want to go back to school looking great,but don't have a lot of cash to stretch.  You need style that's cute, functional, and budget friendly.Something that can work for the internship, class, and the dorm party this weekend.I totally get it. And that's why I want share some of my favorite places to find cute and inexpensive clothing with you. Some of them you may already know, while others will be new.
Missguided
MISSGUIDED
Want edgy, fashion forward clothes for your closet? Look no further than Missguided. This store from across the pond will bring you some of the sleekest, edgiest looks. Missguided offers great clothing that will turn heads and can function from the class to the club.


Wednesday, August 26, 2015

3 Money Traps to Avoid in College

One of the biggest responsibilities you have in college is being able to manage your expenses. This is when your credit starts and everyone wants a piece of your wallet. There will be a lot of temptation while in college, but here are the three biggest things you'll have watch out for while in college.

Credit cards

You probably started getting these as soon as you turned 18, but these little plastic cards can cause you to end up in big debt. If you know you're not ready for a card just yet but still get pesky offers in the mail, contact the credit card company and ask theat they remove you from their list. If you do have a credit card, the easiest thing to remember is to never go over your limit. You know what you can realistically pay for a month and you should keep that number in mind before you swipe your card. Also, be sure to make your payments on time and never go over your spending limit.

Loans



This is the most evil and most unavoidable one of them all. Most college stidents today can't attend college without getting a loan, and will have a wall of debt waiting for them when they graduate. Only take out what you need to pay for school, and be sure to keep up with your interest rates and who your lender is. If you ha e a federal loan, remember you can signify how much of your loan you need want to take put if what you have been awarded exceeds cost.

Not Saving


One problem with money is not saving it,which can be hard for those of us with more month at the end of our money. Making small changes now with little income will help you along the way in the long run. For Instance, cutting out a weekly habit like going to the club or buying a drink for lunch could save you a few dollars a week you can put towards saving.  Setting up an automatic monthly transfer from your checking account to your savings account will also help you save overtime. Other options are to bring back the piggy bank from childhood and dump your spare change in everyday. My husband did this and ended up saving a few hundred dollars this way.  Savings are great to have,because they'll  always be there for a rainy day or when your car breaks down. It will also help you reach some goals like traveling for a vacation, or building up to a deposit on a new home or car.


These money traps can sometimes be easy to fall into,but can be easily avoided with the proper precautions. What other money downfalls have you been faced with in college? 

Friday, August 21, 2015

Best Ways To Spend Your College Refund


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 Receiving a college refund is one thing college students look forward to. It's nice to roll over in a cash pit of new money. One thing exciting about the start of a new semester is the start of a new college refund. Here is a list of things to buy with your college refund money.


                                                                 Car

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If you know someone who is selling a car for a cheap price, maybe you should risk it and buy one. There are always flyers of students selling cars around campus. Besides, you've always said you wanted a car, now could be the time to invest.

Monday, August 17, 2015

Earn Points for Back to School Shopping

(THIS IS NOT A SPONSORED POST! However, we get points for your referral)

Shannah and I have been raving about Swagbucks since we both joined last year, and now we're giving you another reason to join- shopping! School is about to start again and we know you're looking to refresh your desk and closet.  Since you're going to be shopping anyway, why not earn points while doing it?

Friday, August 14, 2015

Where to Find Cheap and Free Textbooks


If the tuition for college isn't killing you, then the cost of textbooks surely will. With some books  running up to $600 and no guarantee you'll use it much in class, it's a good idea to find cheaper ways to buy your book. Here are a few resources you can use to get your books for free or cheap. 


Don't Buy it

It's not uncommon to hear students say that they didn't even need to buy the textbook to pass the class. Usually in lecture classes, you can skip the cost of the textbook and rely on the notes given by the professor. Always ask your professor or former students how much of the class relies on the text, and you'll be able to see if you need to head to the bookstore or not. Checking out reviews on rating websites helps a lot as well.

Sunday, August 9, 2015

We're Back!



Hello world! Did you miss us? It seems like it's been forever since we last talked. Lately we've both been busy with our lives and dealing with school, so you can understand. The break was much needed. Having a blog is like writing in a diary everyday. At some point we all tried to have a diary, but couldn't keep up with it daily. How did Ginger from As Told By Ginger write so much in her diary? The weird part about not blogging were the questions from family and friends.

"What happened to  your blog?"

"You should totally blog about this!"

"Why have you stopped blogging?"

In all this time we didn't think people cared about our blog. It surprised us when people were asking about the blog and suggesting things to blog about.  Our blog is making a comeback bigger than Mariah Carey's Emancipation of Mimi album. Well maybe not that huge, but you get the point.  Here is what we've been up to.


Shannah T. 

 I'm  still having nightmares about spring semester. In my Public Relations campaign class we spent the whole semester working on a group project that was 90% of our grade. I swear that was so annoying. I've never been so glad to be done with a class. Needless to say I passed the class with an A.  I've also did a little summer school which was fun.  For a long time I was without a car, but I finally got my first car which feels weird because I never thought I would get a car so soon. I got the car last November, but I never blogged about it until now.  I've recently moved into a new apartment, which is amazing. I love the big rooms. I'm crossing my fingers and praying that this is my last year in college. That's right, I will be graduating in May if everything goes as planned!

 Tara Simone

Okay, so I've made some huge leaps in the past year. I got married in October, had a baby in May, and moved to California in July. Add that in with continuing my last (God,I hope) year in college, things have been kinda hectic. I haven't blogged about it because I've been super busy trying to get my new life together and anytime I started an update in draft, I could never finish it. There are a lot of things I'm still trying to work out, but I'll keep you all updated on the progress.  Anyway, I'm back on the wagon now and won't keep you so in the dark. So with that said, we apologize for our absence and hope you keep reading! 

Wednesday, April 1, 2015

My Ideal Prom Night

Prom 2011

If I could go back in time, April 2011, and redo my prom night again, but only make it ten times better than it was before, I would be up for it. Before I go back, I want to explain that prom was not that bad for me. If I could rate that night I would give it a 6 out of 10. There are only little things I would change about that night. Isn't it weird that smallest things can have such an impact on you.
Let's go back to April 2011 my senior prom night and make my prom a little special.